Debt collectors sometimes get a bad rap. Nobody likes picking up a ringing phone only to hear the person at the other end following up on a debt owed to one company or another. Be that as it may, debt collectors are just average folks doing their job. Unfortunately, their reputation isn’t helped at all by the proliferation of schemers looking for a quick buck by posing as legitimate debt collectors.
Third-party debt collection is a billion dollar industry in the United States, so it’s not surprising that criminals would want a slice of that revenue pie. These thieves bully and harass people into paying for debts that they either don’t owe or owe to a different company altogether.
Do not give in to them. Debt schemers have no business forcing you to pay a debt since they are not really legitimate debt collectors. Sometimes, the debt they’re making you pay doesn’t even exist. Even if it does, criminals are just pretending to be the people you should communicate with to clear up your debt so they can carry out their debt scams.
This infographic includes a quick and handy guideline to spotting a faux debt schemer. It also has tips on what to do if a schemer does contact you. Just remember to stay alert and play it smart if and when the situation presents itself. By staying cool and watching out for any red flags, you can spot a fake debt collector before it becomes too late.
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