What is a Business Credit Card?
Using credit cards is an integral part of being a consumer. In the past few years, credit cards have become so useful in making purchases. In fact, these pieces of plastic are now being used not just...
View ArticleThree Tips To Keep Your Spring Remodeling Budget Friendly
Spring is always an easy favorite among all the four seasons. It’s the perfect time to enjoy the sunlight, as well as bask in the cool breeze that comes along with it. It signals the blossoming of the...
View ArticleCredit Bureaus: Your Friend or Foe?
There sure are a lot of preconceived notions when it comes to credit bureaus. For the most part, people believe that these are unforgiving groups of people out to squeeze the last cent out of your bank...
View ArticleFollow These Tips To Help Prevent Tax Refund Identity Theft
Tax time is among the most stressful times of the year that is true. However, filing your income tax return is apparently not the only thing that you should be worried about. Last year alone, 1.1...
View ArticleHard Vs. Soft Credit Pulls: What They Are And How To Tell The Difference
Of course you monitor your credit score. Of course you would rather keep it in the “good standing” range and therefore keep yourself credit-worthy. However, you also need to apply for credit cards,...
View ArticlePut a Stop to Business Credit Fraud
When some one’s credit information gets stolen, the victim isn’t just the person who lost control over his or her identity. Business owners are also being hit hard by identity thieves who use fake...
View ArticleHow and Why You Should Get Credit Reports Regularly
Credit has become one of the most important necessities in a consumer’s daily life. It is considered as a top determinant of a person’s financial stability. People are becoming more aware of its...
View ArticleGiving Employees a Business Credit Card: Pros and Cons
Having expenditures for your business is inevitable. In order for you to earn profit, you will first have to shell out for capital. It is also a well-known fact that the costs do not end there. There...
View ArticleMaxing Out Your Credit Card: The Road to Darkness
It truly is amazing how a thin piece of plastic can get you things. Because of the advancements in technology and finance, finally, we can now have whatever we want with just a single swipe. Well, of...
View ArticleWhat Information is Included in My Credit Report?
If you’ve never requested a credit report before, you may feel overwhelmed wondering what sort of information it contains. In reality, it isn’t overwhelming at all – a credit report is broken down into...
View ArticleSpring Cleaning – Include Your Credit Report
The second quarter of the year has begun. This also marks the start of a new season. As winter ends, people bid the cold adieu and pleasantly welcome spring. In line with the shift of seasons, it is...
View ArticleThe Danger’s of Social Networking for Your Identity
Social media is the latest, most popular technological addiction that’s taking the world by storm. This platform is embraced by people of all ages. The idea of being constantly connected to a virtual...
View ArticleFake Check Scams : Tips on How to Avoid Becoming a Victim
With scam artists becoming more creative nowadays, finding new ways to trick you out of your money, you should always stay alert so you don’t become a victim. One of the biggest kinds of frauds being...
View ArticleThe Fair Debt Collection Practices Act (Infographic)
Debt collectors sometimes get a bad rap. Nobody likes picking up a ringing phone only to hear the person at the other end following up on a debt owed to one company or another. Be that as it may, debt...
View ArticleLandlords Do Not Report To The Credit Bureau’s – True or False?
Does your landlord regularly have to knock on your door to remind you that you are way past your rent due time? If you think it doesn’t matter that you’re late with your rent because it isn’t going to...
View ArticleYour Credit Score: The Facts And The Myths
It’s rather ironic that for something as important as the credit report, not a lot of people are fully aware as to what it’s really all about. In fact, it is even more common to find that most folks...
View ArticleVictims of Online Hacking Come to Light
By coming forward and admitting that they are in fact, victims of online hacking, several Fortune 500 companies and reputable organizations have taken the position that they are less concerned that...
View ArticleHow Your Credit Utilization Ratio Affects Your Credit Score
There are five major factors that influence a person’s credit score: payment history (35%), level of debt/credit utilization (30 percent), age of credit (15 percent), mix of credit (10 percent), and...
View Article7 Awesome Credit Card Fraud Protection Steps for Travelling (Infographics)
Traveling is a wonderful thing. It opens you up to new cultures, new experiences, and new ways of seeing things. It can be the balm for a weary soul and the spark to ignite new passions. As Jack...
View ArticleFirst Ever Criminal Charges Beware of Debt Repair Firms
On May 7, 2013 the Manhattan U.S. District Attorney’s office unsealed criminal charges based on a first ever referral from the Consumer Financial Protection Bureau (CFPB). In an indictment for Mail...
View Article